12465 Silver Bay Circle Indianapolis, IN $ 875,000
12465 Silver Bay Circle
$ 875,000
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12465 Silver Bay Circle

Indianapolis, IN, 46236
$ 875,000
Bedrooms6 Baths5.0 Sq 5,279

Monthly Estimate*

$ 6,043

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Single Family Home for sale in Indianapolis, IN

for $875,000 with 6 bedrooms and 5 full baths. This 5,279 square foot home was built in 1996 on a lot size of 0.43.

A rare opportunity on Geist Reservoir with one of the most sought-after features in the area, a deeded boat dock. This 6 bedroom, 5 full bathroom home offers 5,279 square feet designed to fully capture the lake lifestyle. Direct water access allows for effortless boating, entertaining, and everyday enjoyment on Geist, setting this property apart from anything else on the market. Inside, the main level features an open-concept layout anchored by an updated kitchen with stainless steel appliances, extensive cabinetry & a large center island. A double-sided fireplace connects the kitchen and great room, while soaring ceilings and expansive windows bring in natural light and highlight the views. The layout offers flexibility with a main-level bedroom and full bath, ideal for guests or multigenerational living, along with a private office with French doors and a formal dining room with butler's pantry. Dual staircases add both convenience and architectural appeal. Upstairs, the primary suite is expansive with tray ceilings, a large en-suite bath featuring a jacuzzi tub and dual-head shower, and a walk-in closet with additional space for storage or expansion. Additional bedrooms include both en-suite and Jack-and-Jill configurations, plus a conveniently located laundry room. The walk-out lower level is built for entertaining, complete with a full wet bar, multiple living areas, built-in speakers, and direct access to the patio. A sixth bedroom and full bath provide excellent space for guests or extended stays. With a large deck, quality finishes throughout, and a layout designed for both everyday living and entertaining, this home delivers. The deeded dock (dock- 1 yr old, new canopy, & lift included) on Geist Reservoir is the centerpiece, ideally positioned in one of the most desirable coves just off the main body. Centrally located on the reservoir, it offers quick access to the Marina, Wolfies Grill, and the full lake, delivering a true lake lifestyle

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Single Family Pending

Price

$ 875,000

Bedrooms

6

Full Bath

5

Property Type

Single Family

Taxes

$ 7,662

Style

Traditional

Lot Size

0.43

Year Built

1996

Town/City

Indianapolis

County/Region

Marion

MLS | Web ID

22093814

Features
Interior
Interior Amenities Attic Access Breakfast Bar High Ceilings Tray Ceiling(s) Vaulted Ceiling(s) Kitchen Island Entrance Foyer Paddle Fan Hi-Speed Internet Availbl In-Law Floorplan Eat-in Kitchen Pantry Walk-In Closet(s)
Basement Ceiling - 9+ feet Daylight Exterior Entry Finished Storage Space Walk-Out Access
Total Fireplaces 2
Fireplace Features Two Sided Primary Bedroom Great Room Kitchen
Basement (Y/N) Y
Half Baths 0
Laundry Features Upper Level Sink
Total Bedrooms 6
Below Grade Finished Area 1762
Main Level Bedrooms 1
Total Baths 5
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General
Heating Forced Air High Efficiency (90%+ AFUE ) Natural Gas
Cooling Central Air High Efficiency (SEER 16 +)
Utilities Cable Available Natural Gas Connected
Possession Negotiable
Appliances Electric Cooktop Dishwasher Down Draft Dryer Disposal Gas Water Heater Humidifier Microwave Double Oven Convection Oven Refrigerator Washer Water Heater Water Softener Owned
HOA Fee 525
Garage Spaces 3
Association Fee Includes Association Home Owners Entrance Common Insurance Maintenance Management Security Snow Removal
Patio/Porch Features Covered Deck Patio
Architectural Style Traditional
Construction Materials Brick Cement Siding
Year Built 1996
Electric 200+ Amp Service
Township Lawrence
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Boat Slip Dock Lake Privileges Water Access
Accessibility Accessible Entrance
Assoc Fee Paid Per Annually
County Marion
New Construction N
Property Type Residential
Association Amenities Insurance Maintenance Management Security Snow Removal
HOA Y
Subdivision Name Admirals Bay
Garage Y/N Y
Total Rooms 14
Full Baths 5
Status Pending
Directions GPS Friendly
High School Lawrence Central High School
City Indianapolis
High School District MSD Lawrence Township
MLS Area 4904 - Marion - Lawrence
Lot Size Square Feet 18731
Elementary School Amy Beverland Elementary
Property Attached Y/N N
Current Financing Conventional VA
Middle/Junior High School Belzer Middle School
Virtual Tour https://listings.317media.com/PFJ3ZsMD https://listings.317media.com/PFJ3ZsMD
Standard Status Pending
Tax Lot 191
Legal Description Admirals Bay Sec 4 L 191
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Exterior
Exterior Amenities Exterior Handicap Accessible Sprinkler System
Parking Features Attached
Lot Features Cul-De-Sac Wooded
Water Source Public
Foundation Details Concrete Perimeter
Building Area Total 5279
Lot Size Acres 0.43
Waterfront Y/N Y
Other Equipment Security System Owned Smoke Alarm Sump Pump
Horse Amenities None
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* Excluded Features
List By
Engel & Volkers

Broker

matt.steed@evrealestate.com

Email

Affordability Calculator

$6,682
Per Month
90%
10%
0%
Monthly Principal & Interest
$6,043
Monthly Property Taxes
$639
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4048504 Elementary School
4046504 Middle School
Lawrence Central High School High School
Pricing History
DatePricePrice ChangeDescription
9/18/2026$875,000 -2.23% Price Down
9/7/2026$895,000 -1.10% Price Down
9/3/2026$905,000 -1.63% Price Down
6/19/2026$920,000 -1.60% Price Down
6/4/2026$935,000 -1.58% Price Down
4/24/2026$950,000 -2.56% Price Down
4/10/2026$975,000 Listed Price

Map


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12465 Silver Bay Circle, Indianapolis, IN, 46236 is a Single Family Home for sale at $875,000 with 5,279 sqft and a lot size of 0.43. 12465 Silver Bay Circle has 6 bedrooms, 5.0 baths, and was built in 1996. The property's zip code is 46236 which is in Indianapolis, IN