12162 Pearl Bay Ridge Indianapolis, IN $ 2,099,900
12162 Pearl Bay Ridge
$ 2,099,900
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12162 Pearl Bay Ridge

Indianapolis, IN, 46236
$ 2,099,900
Bedrooms6 Baths4.2 Sq 6,935

Monthly Estimate*

$ 14,503

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Single Family Home for sale in Indianapolis, IN

for $2,099,900 with 6 bedrooms and 4 full baths, 2 half baths. This 6,935 square foot home was built in 1991 on a lot size of 0.7.

The Ultimate Waterfront Paradise: Luxury Lakefront Living Refined. The all-brick Geist Reservoir estate is nestled in a private, beautifully landscaped setting, Welcome to the 6-bedroom, 6-bathroom luxury sanctuary delivers panoramic water and pool views from almost every vantage point. The main level maximizes the sweeping waterfront backdrop, offering sophisticated spaces with brand-new premium waterproof luxury vinyl flooring across all levels. Features include a primary suite with water views and a convenient second main-floor bedroom with a newly updated full bath. The beautifully appointed kitchen was updated in 2024 with elevated quartz, a built-in coffee bar, a Sub-Zero fridge, and premium Wolf induction appliances. Custom cast-iron railings lead upstairs, while the walk-out lower level serves as an entertainer's dream with a second Quartz clad wet bar including double drawer dishwashers with Long bar counter. Don't miss the Amazing free standing Wine cage! Multiple fireplaces feature new marble surrounds and stone hearths. Major updates include a new HVAC (2023) and a tankless water heater. Step outside into a private oasis: lounge by the heated inground pool and sun deck, or mix drinks at the covered outdoor bar with a wet sink. Your private boat dock is just steps away for instant access to open-water cruising and watersports. Irrigation and an electric fence are in place. Don't miss this incredible price improvement!

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Single Family Active

Price

$ 2,099,900

Bedrooms

6

Full Bath

4

Half Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.7

Year Built

1991

Town/City

Indianapolis

County/Region

Marion

MLS | Web ID

22120789

Features
Interior
Interior Amenities Attic Access Attic Pull Down Stairs Bath Sinks Double Main Breakfast Bar Built-in Features High Ceilings Vaulted Ceiling(s) Dumbwaiter Entrance Foyer Paddle Fan Hi-Speed Internet Availbl Wired for Da
Basement Ceiling - 9+ feet Egress Window(s) Exterior Entry Finished Finished Ceiling Finished Walls Full Storage Space Walk-Out Access
Total Fireplaces 2
Fireplace Features Basement Family Room Hearth Room Masonry
Basement (Y/N) Y
Half Baths 2
Laundry Features Laundry Room Main Level Sink
Total Bedrooms 6
Below Grade Finished Area 2773
Main Level Bedrooms 2
Total Baths 6
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General
Heating Forced Air Gas
Cooling Central Air
Utilities Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Disposal Humidifier Induction Cooktop Microwave Oven Convection Oven Refrigerator Tankless Water Heater Water Purifier Water Softener Owned Wine Cooler
HOA Fee 425
Garage Spaces 3
Association Fee Includes Association Home Owners Entrance Common Insurance Maintenance Management Security Snow Removal
Patio/Porch Features Covered Deck Gazebo
Architectural Style Traditional
Pool Features Heated In Ground Liner Pool Cover Pool Sweep Waterfall
Security Features Carbon Monoxide Detector(s) Fire Alarm Security System Smoke Detector(s)
Construction Materials Brick
Year Built 1991
Electric 200+ Amp Service
View Lake Water
Township Lawrence
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front On Reservoir Seawall Water Access Water View Waterfront Boat Slip Dock
Assoc Fee Paid Per Annually
County Marion
New Construction N
Property Type Residential
Association Amenities Management Security Snow Removal
HOA Y
Subdivision Name Admirals Pointe
Garage Y/N Y
Total Rooms 15
Full Baths 4
Status Active
Directions GPS Friendly
High School Lawrence Central High School
City Indianapolis
High School District MSD Lawrence Township
MLS Area 4904 - Marion - Lawrence
Lot Size Square Feet 30492
Spa Features Fiberglass See Remarks
Elementary School Amy Beverland Elementary
Property Attached Y/N N
Current Financing Conventional VA
Middle/Junior High School Belzer Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N N
Virtual Tour https://www.zillow.com/view-imx/d4c7af30-0765-4ef0-806a-93ca087f8bf2?initialViewType=pano
Standard Status Active
Tax Lot 143
Legal Description Admirals Pointe Sec 6 L 143
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Exterior
Exterior Amenities Balcony Gas Grill Lighting Outdoor Kitchen Smart Light(s) Smart Lock(s) Sprinkler System Water Feature Fountain Other
Parking Features Attached
Lot Features Cul-De-Sac Curbs Sidewalks Storm Sewer Mature Trees Wooded
Water Source Public
Foundation Details Concrete Perimeter Full Poured Concrete
Spa Y
Building Area Total 6935
Lot Size Acres 0.7
Waterfront Y/N Y
Other Equipment Intercom Irrigation Equipment Security System Owned Smoke Alarm
Horse Amenities None
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* Excluded Features
List By
United Real Estate Indpls

Broker

dminth@gmail.com

Email

Affordability Calculator

$14,503
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Monthly Principal & Interest
$14,503
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4048504 Elementary School
4046504 Middle School
Lawrence Central High School High School
Pricing History
DatePricePrice ChangeDescription
10/8/2026$2,099,900 -4.55% Price Down
9/12/2026$2,199,900 Listed Price

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12162 Pearl Bay Ridge, Indianapolis, IN, 46236 is a Single Family Home for sale at $2,099,900 with 6,935 sqft and a lot size of 0.7. 12162 Pearl Bay Ridge has 6 bedrooms, 4.2 baths, and was built in 1991. The property's zip code is 46236 which is in Indianapolis, IN