685 Waterlily Way Carmel, IN $ 539,900
685 Waterlily Way
$ 539,900
Recently Listed
Share Save

685 Waterlily Way

Carmel, IN, 46032
$ 539,900
Bedrooms3 Baths3.1 Sq 2,315

Monthly Estimate*

$ 3,729

685 Waterlily Way, Carmel, IN 46032 - Image 1
685 Waterlily Way, Carmel, IN 46032 - Image 2
685 Waterlily Way, Carmel, IN 46032 - Image 3
685 Waterlily Way, Carmel, IN 46032 - Image 4
685 Waterlily Way, Carmel, IN 46032 - Image 5
685 Waterlily Way, Carmel, IN 46032 - Image 6
685 Waterlily Way, Carmel, IN 46032 - Image 7
685 Waterlily Way, Carmel, IN 46032 - Image 8
685 Waterlily Way, Carmel, IN 46032 - Image 9
685 Waterlily Way, Carmel, IN 46032 - Image 10
685 Waterlily Way, Carmel, IN 46032 - Image 11
685 Waterlily Way, Carmel, IN 46032 - Image 12
685 Waterlily Way, Carmel, IN 46032 - Image 13
685 Waterlily Way, Carmel, IN 46032 - Image 14
685 Waterlily Way, Carmel, IN 46032 - Image 15
685 Waterlily Way, Carmel, IN 46032 - Image 16
685 Waterlily Way, Carmel, IN 46032 - Image 17
685 Waterlily Way, Carmel, IN 46032 - Image 18
685 Waterlily Way, Carmel, IN 46032 - Image 19
685 Waterlily Way, Carmel, IN 46032 - Image 20
685 Waterlily Way, Carmel, IN 46032 - Image 21
685 Waterlily Way, Carmel, IN 46032 - Image 22
685 Waterlily Way, Carmel, IN 46032 - Image 23
685 Waterlily Way, Carmel, IN 46032 - Image 24
685 Waterlily Way, Carmel, IN 46032 - Image 25
685 Waterlily Way, Carmel, IN 46032 - Image 26
685 Waterlily Way, Carmel, IN 46032 - Image 27
685 Waterlily Way, Carmel, IN 46032 - Image 28
685 Waterlily Way, Carmel, IN 46032 - Image 29
685 Waterlily Way, Carmel, IN 46032 - Image 30
685 Waterlily Way, Carmel, IN 46032 - Image 31
685 Waterlily Way, Carmel, IN 46032 - Image 32
685 Waterlily Way, Carmel, IN 46032 - Image 33
685 Waterlily Way, Carmel, IN 46032 - Image 34
685 Waterlily Way, Carmel, IN 46032 - Image 35
685 Waterlily Way, Carmel, IN 46032 - Image 36
685 Waterlily Way, Carmel, IN 46032 - Image 37
685 Waterlily Way, Carmel, IN 46032 - Image 38

Single Family Home for sale in Carmel, IN

for $539,900 with 3 bedrooms and 3 full baths, 1 half bath. This 2,315 square foot home was built in 2009 on a lot size of 0.069.

Enjoy the best of Carmel living at 685 Waterlily Way in The Cottages at Carmel! This beautifully maintained home combines thoughtful updates, flexible living spaces, and the convenience of low-maintenance living in an exceptional location near the Carmel Arts & Design District, Midtown, and the Monon Greenway. Enjoy easy access to downtown Carmel's restaurants, shops, galleries, entertainment, the Palladium, and the popular Carmel Farmers Market. Inside, the inviting open floor plan features soaring ceilings, abundant natural light, hardwood floors, and a spacious great room with a fireplace and custom built-ins. The updated kitchen offers beautiful countertops, stainless steel appliances, a large center island, and ample cabinetry, while the adjoining dining area features a charming built-in window seat. The main-level primary suite includes a beautifully renovated bathroom with dual vanities, a stunning walk-in tiled shower, and an impressive custom walk-in closet. First-floor washer and dryer hookups provide the option for convenient main-level laundry. Upstairs, you'll find two additional bedrooms, two bathrooms, a spacious loft offering flexibility for a home office or second living area, and a generously sized laundry room with ample cabinet storage. The finished sunroom provides another inviting place to relax, while the private patio overlooks a beautifully landscaped, wooded backdrop. Enjoy more free time with HOA services that include lawn care, landscaping, seasonal leaf removal, gutter cleaning, driveway and sidewalk snow removal, and exterior maintenance. Whether you're exploring everything Carmel has to offer or traveling, this home provides the perfect balance of comfort, convenience, and low-maintenance living!

See more

Single Family Active

Price

$ 539,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,422

Style

Bungalow

Lot Size

0.069

Year Built

2009

Town/City

Carmel

County/Region

Hamilton

MLS | Web ID

22134383

Features
Interior
Interior Amenities Cathedral Ceiling(s) Walk-In Closet(s) Wood Work Painted Paddle Fan Bath Sinks Double Main Entrance Foyer Hi-Speed Internet Availbl Kitchen Island
Total Fireplaces 1
Fireplace Features Gas Log Living Room
Basement (Y/N) N
Half Baths 1
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 4
See more
General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available Natural Gas Available Sewer Connected
Possession Closing
Appliances Gas Cooktop Dishwasher Disposal Gas Water Heater MicroHood Electric Oven Refrigerator
HOA Fee 310
Garage Spaces 2
Association Fee Includes Association Builder Controls Entrance Common Insurance Lawncare Maintenance Grounds Maintenance Structure Maintenance Management Snow Removal Trash
Patio/Porch Features No Maintenance Patio
Architectural Style Bungalow
Construction Materials Cement Siding Cultured Stone
Year Built 2009
Township Clay
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Assoc Fee Paid Per Monthly
County Hamilton
New Construction N
Property Type Residential
HOA Y
Subdivision Name Cottages At Carmel
Garage Y/N Y
Total Rooms 7
Full Baths 3
Status Active
Directions GPS Friendly
City Carmel
High School District Carmel Clay Schools
MLS Area 2910 - Hamilton - Clay
Lot Size Square Feet 3006
Property Attached Y/N Y
Builder Name Highline Const.
Standard Status Active
Tax Lot 16-09-25-03-17-002.000
Legal Description Acreage .07 Section 25 Township 18 Range 3 COTTAGES AT CARMEL Lot 11 Block E Irregular Shape
See more
Exterior
Parking Features Attached Concrete
Lot Features Sidewalks Storm Sewer Street Lights Mature Trees
Water Source Public
Foundation Details Slab
Building Area Total 2315
Lot Size Acres 0.069
Other Equipment Security System Smoke Alarm
Horse Amenities None
See more
* Excluded Features
List By
White Stag Realty, Llc

Broker

stevenschell@whitestagrealty.com

Email

Affordability Calculator

$4,097
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,729
Monthly Property Taxes
$369
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4044902 Elementary School
4044901 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/1/2026$539,900 Listed Price

Map


See all

685 Waterlily Way, Carmel, IN, 46032 is a Single Family Home for sale at $539,900 with 2,315 sqft and a lot size of 0.069. 685 Waterlily Way has 3 bedrooms, 3.1 baths, and was built in 2009. The property's zip code is 46032 which is in Carmel, IN